Maddens Financial is an independent brokerage — we compare top-rated carriers side by side so you get a plan that fits your budget, not just the first offer you find. We work with a lot of military families, so if service history or VA benefits are part of your situation, we already know how to plan around them. Tell us a little about yourself and we'll find your options.
Takes about 60 seconds. No obligation, no cost.
Your information is kept private and is never sold to third parties.
As an independent brokerage, we're not tied to one company — we compare options across top-rated carriers to find the plan that actually fits you.
Policies are also available through the InstaBrain instant-decision platform, underwritten by its licensed carrier partners. Maddens Financial is an independent agency and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
Military life doesn't stop with the person who served — we work with the whole family.
Coverage that fits your health history and budget, with a team that already understands how VA benefits, service-connected conditions, and discharge status factor into your options.
You don't have to be the one who served to get coverage through us. We help spouses and dependents find their own plans, often alongside a veteran's policy.
If you're planning ahead after losing a loved one, or making sure your own family won't face the same gaps, we can walk you through what coverage actually makes sense.
Three simple steps, from quote to coverage.
Fill out the short form above — your name, age, and a way to reach you. That's all we need to start.
We'll call at the time you choose, walk through your options across our carrier partners, and answer every question, plainly.
Pick the plan that fits your budget. Most policies can be active within days — no medical exam required.
As an independent brokerage, we're not limited to a single insurer's rates or rules. We compare options across our carrier partners and show you the plans that actually fit your health, budget, and coverage goals.
Most final expense plans only require you to answer a short set of health questions — no blood work or physical exam. Some plans offer guaranteed acceptance regardless of health history.
Monthly premiums typically range from $15 to $75, depending on your age, coverage amount, and health. Your rate is locked in once you're approved and never increases.
Most carriers offer final expense coverage to applicants between ages 45 and 85, though this varies by plan and provider.
No — private life insurance works alongside your VA burial benefit, not instead of it. VA benefits are real and you keep them regardless. This coverage is for the costs those benefits often don't stretch to cover, like a remaining mortgage or your family's day-to-day bills.
No. We ask about your budget and goals first, then show you only the plans that fit. You're never obligated to purchase anything.
Yes. Spouses and dependents can get their own coverage through us, whether or not the veteran in the family has a policy with us too. We're happy to look at the whole family's needs together.
In many cases, yes — some of our carrier partners offer child or dependent riders alongside a parent's policy. Let us know who you're looking to cover and we'll show you what's available.
Compare top carriers and get a free, no-obligation quote in under a minute.
Get My Free Quote